Remortgages

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Top reasons to Remortgage with Just4Mortgages

- We make it a simple three-step process mortgage selection, application, valuation.
-We strive to secure you the best deal on the market and we will keep an eye on the mortgage rates for you in case they do come down!
- We will look at all your options whether that be remortgaging to another lender or staying with your current and obtaining a new rate.

If you are considering remortgaging, make sure to contact our independent advisers who will consider all your circumstances as well as the available deals before offering impartial advice about which remortgage options are right for you.

In today’s competitive market, many borrowers choose to remortgage (switch their current mortgage to a new lender) or undertake a product transfer (take a new deal from their existing lender) every few years in order to take advantage of the new rates and products on offer or to fit changing life circumstances. Both options should be considered several months before any existing deal finishes. Once you are a client of ours, we will contact you 6 months before your deal is due to end to look at your options again and provide you with the best honest advise!

Remortgaging can be an ideal solution for those looking to:

Raise money -
Higher-income or a rise in your property’s value means you could increase your mortgage to help pay for major outgoings such as Home Improvements, a wedding or your child’s university costs, rather than borrowing separately, and in some cases more expensively, from other sources.

Consolidate debts - ‍
Remortgaging can allow you to release some of the equity you hold in your home and consolidate other debts, such as a car loan or credit cards, which can attract higher rates of interest than that of your mortgage. While this could reduce monthly payments, it may mean you pay more over the long term, so this should be carefully considered and professional financial advice sought.