Why Go To Your Broker For A Product Transfer?

When your fixed rate is coming to an end, your lender will get in touch with you to discuss fixing you back in and to show you the rates they can offer you. If you are a client of Just4Mortgages, we will also get in touch with you to discuss your options, but why would you do a product transfer through us when you could go direct to your lender? Well here is many reasons why you should always speak to your adviser first!

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-Your lender can only show you what they have to offer, so you may not always be getting the best deal by staying with them. We are able to look at if there are better rates with other lenders and if it would be worth you remortgaging to another lender to save you money!

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-We are whole of market mortgage brokers, so we can get access to exclusive broker only deals that may benefit you!

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-Some product transfers we can do for FREE!

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-We are able to keep checking your rate and if this comes down before your new rate is due to start, we can change it to the better rate! Sadly your lender will not call you if your rate goes down so unless you are able to keep checking the rates yourself, at the right time, then you may miss out on a lower rate. We will do this for FREE!

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-If you are currently with an adverse lender and your rate is coming to an end, you may be able to move to a high street lender with lower products so we can check this for you.

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Your mortgage adviser is here to guide you through your mortgage throughout the whole term of your mortgage, not just the first time you buy your property or remortgage it so whenever you need our help, we are here for you! Get in touch today if you need to speak to your adviser or if you are new here we can get you connected to one of our three advisers!