Just 4 Mortgages
Zero Hour Contracts
Guide
If you are on a zero-hour contract this does not mean you cannot get a mortgage! Although it is slightly more complex, here are some top tips to increase your chances with a lender:
Deposit - A higher deposit of at least 10% will improve your chances compared to a 5% deposit.
Good Credit - Ensure you are making your payments on time and prevent taking out large credit agreements such as loans and car finance if you are planning to look at your mortgage options as this may hinder your affordability.
Speak to an adviser - Speak to someone who is experienced with finding the right lender for you and your circumstances
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but a typical fee will be £494